2023 Harley-Davidson® Low Rider® ST for sale in Appleton Harley-Davidson®, Appleton, Wisconsin

Motorcycle Finance Department in Appleton, WI 

Harley-Davidson® Motorcycle Finance Deals at Appleton Harley-Davidson®

We can help you get the motorcycle of your dreams! A Harley-Davidson® financing loan works like applying for a car loan through your local lender. One issue you might find is that lenders consider a motorcycle to be a more risky investment than a car. As a result, you might face steeper challenges in getting a Harley-Davidson® motorcycle financing loan. Our financing staff is well-versed in these challenges and are ready to work with you on getting a motorcycle finance plan approved!

What Are the Harley-Davidson® Finance Requirements?

Requirements to secure a Harley-Davidson® motorcycle finance deal may depend on you and your unique situation, all lenders are looking for one thing: assurance that you can pay back the loan in a timely manner as defined within the finance plan. Generally, motorcycle lenders will ask that you meet the following finance requirements:

  • Good credit. There are no "official" Harley-Davidson® finance requirements that denote a cutoff in terms of credit score, but it's safe to assume that a score above 670 will open up more options for Neenah buyers.
  • Low debt-to-income ratio. Your DTI tells a lender how much money you have left after paying monthly bills. Most loans require a DTI under 43% to qualify.
  • Proof of income. When applying for financing, you may need to provide pay stubs or other proof that your income will cover the monthly payment for your bike.
  • Proof of residence. You may need to provide a utility bill with your name and address in order to be approved for a Harley-Davidson® finance deal, especially if you have recently moved.
  • 18 or Over. In Wisconsin, you must be at least 18 to be approved for a loan or with a co-signer.
  • Valid ID. This is to verify your identification. An expired ID cannot be accepted as valid identification.

Compare Harley-Davidson® Motorcycle Finance Options

Before applying, choose the Harley-Davidson® motorcycle finance option that will make it easiest to pay off your loan within your budget:

  • Certified Harley-Davidson® dealers like Appleton Harley-Davidson® offer in-house financing for new bikes, parts, Motorclothes® (including jackets, boots, helmets), and accessories - plus deals that you might not get from other lenders! We can work to get your entire motorcycle purchase to qualify for financing, so don't hold back on the items that you need! 
  • Looking for a personal loan from a local or online bank or credit union to get your motorcycle? We can assist with this as well, reach out to our financing team!
 

Find An Affordable Harley-Davidson® Finance Deal in Appleton

Do you have questions that are specific to financing a Harley-Davidson® motorcycle? Our team of Harley-Davidson® financing experts is here to assist! Visit us in Appleton, WI or contact our Harley-Davidson® finance center directly to learn more about available financing options today!

Apply For Motorcycle Financing Today

We employ a wide range of knowledgeable motorcylce finance experts at Appleton Harley-Davidson® who are ready to make buying a new motorcycle as easy as possible! Find your next motorcycle with a finance plan that fits your needs when you work with our team. Reach out today to get a quote using the online tools linked below! Our finance experts will reach out to you about available financing options!